What is the definition of Private Family Medical Insurance?

Private family medical insurance, my friend, is like the ultimate insurance policy for your health and happiness, minus the awkwardness. It's essentially a fancy, secret club where you're guaranteed to get the best medical care (and maybe a little more) for your loved ones, all while keeping the whole family from accidentally getting their insurance rates raised due to a bad hair day or a questionable diet.

---

Here's an edgy example: "After my friend's disastrous skydiving accident, private family medical insurance kicked in and charged us $10k for a therapy session just because our dog started barking at the ceiling."